The incoming Biden administration is considering an executive order that could wipe out a significant amount of student loan debt. Our guests discuss their perspectives on how such a move would impact Americans.

Our guests:

  • Carlton Galbreath, professor and director of the Business Management Program at Missoula College
  • Rynn Reed, local political activist

Senator Elizabeth Warren is proposing student loan debt forgiveness that could wipe out 95 percent of loan debt in this country. Her critics say the plan is too expensive, too beneficial to the financially comfortable, and unfair to others who have had to pay off their loans in the past. Her supporters say the plan is the first to fully address the loan debt crisis, and could spark new economic growth.

We discuss the plan with our guest and our listeners. In studio:

  • Patrick Coyle, graduate assistant at SUNY Brockport and supporter of Senator Warren

In his 2018 State of the State address, Governor Andrew Cuomo announced a proposed series of reforms to help relieve loan debt for college and university students in New York State. Student loan debt accounts for 10 percent of debt balance in the U.S., making it the second highest category of loan debt after mortgage debt. In New York, the average student loan debt total is more than $30,000.

This hour, we discuss the governor’s proposed reforms and their potential impact on students. We also discuss the importance of financial literacy with our guests. In studio:

  • Chuck Wade, vice president and financial adviser, Brighton Securities
  • Bianca Bishop, health care integrator at Hillside Family of Agencies
  • Shadi Kafi, attorney, former teacher and administrator, and aspiring author



Second year college student, Valerie Hacker, has lost more than 200 course credits that she will never get back. Her hopes for a brighter future vanished last April after Corinthian Colleges, Inc. abruptly announced it would close all remaining Everest Institute locations across the country.

"I had to leave school early on a Tuesday because my father had fallen down and died of a heart attack while I was in class. Saturday I get the email saying that Everest is closing, so I’m like, 'You gotta be kidding me!'" says Hacker.